Get Pre-Approved for Your Houston Home
Mortgage Loan Today!
Mortgage Loan Today!
Visualize Your Dream and Make It Happen
How do you go about getting pre-approved for a home mortgage? This isn’t something that you should do at random. It’s important to obtain your pre-approval from a respected lender. With a pre-approval letter in hand, you will be taken more seriously by sellers when you begin to make offers on properties that interest you.
Houston mortgage times have changed and there is no longer such thing as an easy loan. It is important now, more than ever, to get “Pre-Approved” for the property you want to buy. Save yourself time, stress and heartbreak by seeking pre-approval for financing before viewing any properties. Your Realtor will appreciate it too.
Pre-approval is a great way to determine how much home you can afford to buy. Having a pre-approval letter in hand demonstrates to sellers that you are the “serious buyer” because you have already applied for financing and established your ability to make a down-payment. Being pre-approved puts you in the driver’s seat when making an offer to purchase property since you will be prepared to respond quickly to financing questions and be ready to go when it is time to close the sale.
We cannot stress enough to our clients the importance of utilizing a mortgage professional that has the knowledge and experience to make your home buying transaction a success. Team Sadler strongly recommends using the services of one of our preferred lenders, they are local, experienced and knowledgeable. Our years of working with our preferred lenders has simplified the home buying process for our clients ensuring that they have a much greater experience when buying a home for themself and their families. Feel free to download our checklist of items that you will need to bring with you to the lender to ensure your pre-approval efforts can be completed more easily and in a timely manner. Download Checklist
Although the 30-year fixed mortgage tends to be the most popular option for home buyers, it’s not the only one. Within that single category, there are FHA mortgages, VA mortgages and many other loan options. In some cases, a 15-year mortgage makes the most sense. What about adjustable-rate mortgages; should you consider one? Wading through all of the options can be very confusing and time consuming, so it’s wise to learn as much as you can about them before you start looking for a home in earnest.
Regardless of where you are in the home buying process, TeamSadler.com can connect you with a mortgage professional who can give you the advice and all the important information that you need. That’s true whether you’re merely thinking about buying a home or are ready to make a home purchase soon. Perhaps you have questions about how much you can afford or whether your credit is good enough to purchase a home. It’s smart to learn and understand these kinds of things ahead of time, and you can do just that by speaking with a qualified mortgage professional now.
Maximize the time spent on your Home Search by taking the all-important step of seeking mortgage financing first and foremost. Then you will be able to make your real estate “contract offer” with confidence!
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