Prepare Your Finances The first step for a home buyer is to get their finances in order. It is really important to know your budget and know the loan amount for which you are approved. Knowing your loan approval amount will allow you to set the price range and the amount of which you can afford to buy a house. You are sure to end up disappointed if you begin by looking at houses that are priced above and beyond what you canactually afford. If you are prepared and have your finances in … [Read more...]
BASIC STEPS TO SELLING YOUR HOME
If you are considering selling your house, one of the first things you will want to do is to take a good look at your home and address all of the deferred maintenance and make any necessary repairs that are needed. Most home buyers will hire a professional home inspector to perform an inspection of the house during the ‘Option Period / Due Diligence Period’. The inspector will locate, identify and report of any maintenance issues, defects and any repairs that are needed which are … [Read more...]
COMMON HOME BUYER FEES
Down-payment Most homebuyers are aware of the required down-payment fee but some are not as well informed. Generally the down-payment is 3.5 to 5 percent of the home's total sales price, however there are some loan types that require lower to zero down-payment. A common belief is that at least a 20 percent down-payment is required for buying a home, but the reality of it is that there are other loan programs available to home-buyers that will require less of a down-payment. Of course buyer and … [Read more...]
LANDLORDS – TIPS FOR CREATING A PET POLICY
Pets & Landlord Pet Policies It may seem impossible that anyone could dislike pets, but sometimes, they can mean big trouble for landlords. There is a very real chance of property destruction and general chaos caused by animals in the house. The problem is, you stand to lose a considerable amount of market share of renters who own pets if you restrict entry for animals. So is there a halfway point where you can still keep the premises safe from damage? We think you can with a well … [Read more...]
BUYING HOME IN RIGHT LOCATION
Finding the right location to buy your next home in is an important part of the process. Buying a home in the right location is going to be different for each new homeowner. After all, people have different concepts as to what is important to them regarding the location of their home. Nonetheless, the following tips provide good guidelines for choosing a home with a location that you can be happy with for years to come. Buying a Home near Family and Friends For many people, … [Read more...]
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