Historically low mortgage interest rates have been a lifeline for many Houston first time home-buyers in recent years, keeping home ownership within reach for many who wouldn’t have otherwise been able to make the leap. For them, and for all the other than first time area home-buyers, the fact that home values have continued to rise has been an added boon. But, as just about every mortgage industry expert will tell you, the gig is almost up for those rock bottom rates. Yet the question for … [Read more...]